Tired Dad Of Four

Building Your Own PC ... It's as easy as 1 - 2 - 3

It is becoming increasingly popular to build your own computer, and now with proper guidance anyone can do it…seriously. In most cases, it saves money, and it guarantees you get what you want. It also assures you avoid proprietary designs many companies... Read >

How to negotiate debts or better known as "Sticking it back to the MAN!"

Now for what might be the most popular article of this series. I personally was shocked and amazed by what I learned during my research on consumer debt. Read on and learn more about your rights. Most Americans are worried about bill collectors calling... Read >

Aging an account. It doesn't get better over time like fine wine.

The term aging an an account can be understood by remembering this: Your credit history can be reported for seven (7) years from the first time you missed a payment and never got caught up. In a previous article, we touched on the term "initial delinquenc... Read >

Creditors and the truth...it may be like mixing oil and water

In my previous article I discussed how prior to the Fair Credit Reporting Act most bill collectors would change account information to suit their needs. This is not a fallacy. Many creditors provide the Credit Reporting Agencies with information about you... Read >

It's your credit..what are you going to do to protect it?

For anyone who has, has had and wants to avoid being had, this series of articles reflects years of continuing research. I'll discuss the worse that can ever happen to people thrown into credit situations - whether through their own doing or as victims an... Read >